> For the complete documentation index, see [llms.txt](https://docs.lodacicero.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lodacicero.finance/terms.md).

# Terms

**Uncollateralized Lending**

Type of lending where there's no collateral used to back the loan, but instead, other mechanisms are used to secure the loan.

**LODA Token**

Token that can be staked into the Insurance Liquidity Pool (ILP) to mint Lodestar.

**LODESTAR Token**

Non-transferable governance token that can be used to vote for proposals to direct the governance of the DAO. They are minted by staking LODA into the ILP and can be burned to retrieve Loda from the ILP.

**Cool-off Duration**

Is the time it takes between intent to withdraw and actual withdrawal when investing in the ILP. Once the intention to withdraw has been made, you lose the ability to vote.

**Maturity Date**

The date when an investment becomes due and is repaid to the investor